Mobile Application

Your financial history is in your hands

Control, security, and confidence — all in one app.
In today’s world, it is important not only to be financially literate but also to keep track of your credit reputation. Planning to take out a loan, arrange an installment plan, or simply monitor your financial security? My CRIF TJK is your reliable assistant.
This is a mobile application from the first private credit bureau in Tajikistan.

Who is behind the app?

The app was developed by BCH “CRIF Tajikistan” LLC — the first and largest private credit bureau in the country (since 2012).
The company was established with the participation of leading banks and MFIs and is part of the international CRIF Group (Italy) — a global leader in credit information, represented in more than 50 countries.
The bureau’s mission is to increase transparency in the financial system, strengthen trust in the market, and provide every citizen with a tool to manage their financial reputation.

My CRIF TJK — your personal credit assistant

With the app, you can always:
• Access your credit history;
• Learn your personal credit score (scoring);
• Receive notifications about changes;
• Monitor who requested your data and when;
• Submit requests to correct errors online;
• Feel financially protected and confident.

Key features

✅ Credit history
All loan information: active and closed loans, repayment terms, overdue payments.

✅ Credit score
A numerical indicator of your financial discipline — your chances of loan approval.

✅ Inquiry history
Transparency of access: who, when, and for what purpose checked your credit history.

✅ Notifications
Push notifications about all changes: requests, updates, score changes.

✅ Support
Online submission of requests to correct data without visiting an office.

Who benefits from My CRIF TJK?

• 📌 Those planning a loan — to assess approval chances;
  • 📌 Current borrowers — to monitor repayments and loan status;
  • 📌 Anyone who wants to understand the factors affecting their credit history;
  • 📌 For financial security — to track inquiries to your data;
  • 📌 Even those who have never taken a loan — information may appear after applying for a card or acting as a guarantor.

How to start using

1. Download My CRIF TJK from the App Store or Google Play.
2. Register with your phone number.
3. Verify your identity (passport + selfie).
4. Subscribe to access all features.

Reliable data protection

Security is priority #1:
• Two-factor authentication;
• Modern encryption;
• International privacy standards.
Access to your credit history belongs only to you. No bank or MFI can obtain it without your consent.

Subscription

Full app functionality includes:
• Credit report and score;
• Inquiry history;
• Notifications;
• Ability to submit requests.

The cost is affordable and transparent.
Payment by bank card.

Transparency is the future

My CRIF TJK is a step towards a digital and financially mature society.
Controlling your credit history reduces fraud risks and increases trust in the economy.